Progress Update:

RealSteps Career & Education Inc: 501c3 est. 2012. S. FL
Founded to support high school & college students in their career development journey, by teaching real life skills, and find pathways to successful careers. Successful students obtained industry certifications, and connected to hiring companies with real jobs. 

More than a 12 years later, we are still building relationships, creating pathways of success for students of all ages. However, alone the way I found a problem that has put me on a mission.

Mission #1 = Financial Literacy Education for all.
Check out my free online course initially created as a starting point to this solution. (Link Here

Progress Update: Continued

Problem #1 Social Security funding will RUN OUT by 2037
Without going into details this will cause an bad impact on our economy, read more at   https://www.ssa.gov/policy/docs/ssb/v70n3/v70n3p111.html

The Social Security Administration (SSA) itself acknowledges the impending depletion of the Trust Fund. Their projections show that the reserves will be depleted by 2035, at which point tax income will only be sufficient to cover around 78% of scheduled benefits.

Solution for One: Open an I.R.A. with $500 for your Newborn and achieve 7% APR for 65 years = $970,000.00
This will solved their problem, but what about the rest?

National Solution: Create a New Account (A National C.R.T.) using the large banks and the government both as funding resources and custodians for this account.  Using the previous idea and opening new accounts for Newborns and funding the account(s) for the parents. These funds will remain for years as they compound, and if a hasty adoption happens, a large influx over the next 10-12 years could help offset this insolvency.

                        
Donate Today to Help
SSA Running Out Ad-video


Now is the time to take action! Get your budget tight, gain the financial literacy skills needed to make good short and long term decisions about risk management to keep your wealth and your health for generations to come. 

Education is Priority #1 

Schools & Districts Schedule one of our 3 hot-topic seminars

1) Wealth Preservation, Minimize Taxes, and Your Retirement Now.

2 ) Implement Artificial Intelligence (AI) like Chat GPT and stay on top of New Tech into your life or classroom.

3) How to Teach my "Personal Financial Literacy Course" in any classroom

Contact / Schedule

Teachers
Schedule a time for us to visit your classroom

We would love to inspire your class on many topics.

1) Careers and exploring how to monetize your ideas! 

2) Personal Financial Literacy Course from the online course to your classroom. Delivered right from the creator to your students.

3) Teaching Technology in many forms, from augmented reality, networking, and computer hardware to programming and using game engines. 

Need More INFO

Education-On-Demand
"Financial or Technology Topics"
Seminar Events or Individual Classes


- Retirment and Wealth Planning
- Tax Filing & Planning Service
- Career Exploration
- Business Startup
- Speciality Items On Demand



RealSteps is a consortium of independent professionals, educators, agents, and leaders in their industry, each with a unique area of expertise (acting as fiduciaries), but collaborating to enhance each perspective, ideas, and discipline. 
Our ability to communicate and understand one another like family is an amazing phenomenon and why we are all successful in our own right. We offer a catalog of independent services.
Mindshift and brainstorming sessions are what we utilize when needing to solve abstract problems or create future projections that incorporate multiple views and various outcome potentials.

The current plan of action for 2023.
- Expanding into schools and school districts to help teachers and staff with retirement and wealth planning needs. This service will be provided through Valuteachers and Nation Life Insurance Company with Mr. Guerra as the acting fiduciary. 
- Building online courses that schools can use within the classroom environment that supports real-world integration for not just learning but also achieving. These online courses also looks to include live weekly interactions with the classroom by one of the professionals.   Students need an outside element to help the teacher connect the dots sometimes.
  


If you would like to "sharpen your blade" with us, have a need or want to offer your service/expertise, contact Mister G.
via Twitter or Email.


Greetings from Mister G.
Licensed Educator & 
Business/Estate Planner.
Certified Technology Expert & Tax Professional 


I am looking to partner with like minds, entrepreneurs, and youth advocates. Wanting to save the planet is also a positive too. But seriously, I am going to make a change in the education system, and I hope you will join me. My background focuses on financial literacy, and creating educational content, with integrated blockchain technology.  I specialize in investment valuations and currently researching cryptocurrency, and leveraging technology as future valued investments.

Building a Better Future.
To get involved, email me at,
MisterG3234@gmail.com

Bio & Resume

Julius E. Guerra aka (@MisterG3234) on Twitter "Who am I?"

Founder, Consultant, Advocate

Founder of RealSteps Career & Education 501c3. A not-for-profit to help students learn after school and get the skills required for jobs and careers. Donating hundreds of refurbished computers to students who needed them, trying to bridge the digital divide. For the past 11+ years, I have been in education teaching technology to high schoolers, and trying to make a difference.

Consultant: Tax Specialist and Investment Planner. Prior to the education field, I was in financial services, Series 7 license in 1993, and estate planning, I have continually kept my knowledge current to help individuals plan, invest and pay as little taxes as possible.  

I also have Career Counseling knowledge from my 11+ years in public education to guide career paths and identify new ones. I have three decades in business planning, career development, and financial services that aid in decision-making. I challenge myself and other teachers to implement technology in every ecosystem and with each teachable moment.  Teachers must know we are trainning students for job that are not even created yet.

Advocate: for youth and a significant supporter in developing a personal growth mindset. I enjoy helping students to become self-advocating in all areas, so that they can be positive, productive citizens. Increasing self-efficacy is the mission of every individual. Teach them good habits from the beginning and they will form a lifetime of achievments.


"How you do anything, is how you do everything"

Our Team is Always Expanding
RealSteps is a consortium of professionals, who specialize in specific industries and areas of expertise. We have identified a paradigm shift in our society due to technology's rapid expansion.

Our mission is to create solutions to questions that haven't been asked yet. As professionals, we hold each other accountable and to a higher standard.

Fiduciary
A fiduciary is a person or organization that acts on behalf of another person, putting their client's interests ahead of their own, with a duty to preserve good faith and trust. Being a fiduciary thus requires being bound both legally and ethically to act in the other's best interests. Fiduciaries are often responsible for managing money or other assets on behalf of their clients.
Some examples of fiduciaries include:
Financial advisors
Investment managers
Trustees
Lawyers
Real estate agents
Executors
Guardians


Fiduciaries have a number of important duties to their clients, including:
Loyalty: Fiduciaries must act in the best interests of their clients, even if it means sacrificing their own interests.
Prudence: Fiduciaries must act with the same care and diligence that a reasonable person would use in managing their own affairs.
Confidentiality: Fiduciaries must keep their clients' information confidential.
Accountability: Fiduciaries must be accountable to their clients for their actions. If a fiduciary breaches their duty to their client, the client may have legal recourse. For example, the client may be able to sue the fiduciary for damages or to have the fiduciary removed from their position.

Meet the team to see how we can help. 

Join the Team.

Take advantage of our free education page:
Lesson Plans for Learning Page.

Insurance Business: Blog & News

National Life Group

Life Health Corp.

ValuTeachers Retirement Specialist


Offices in Treasure Coast
& South Florida

Recruiting from Tampa to Miami 
Email us if you are in the neighborhood
Events, Accommodations, and More.

Florida's Treasure Coast Link

Travel Pulse: Treasure Coast Florida

VacationIdea: What to do in South Florida

Creative Commons License
RealSteps Financial Literacy Course by Mr.G by Julius E Guerra is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.