Young adults and even older teenagers may be asked to make life changing financial decisions, yet often lack the basic financial literacy to do so wisely. How could you chose how much to borrow for college when you don’t even have a job or know how to balance a checkbook? In 2017, the National Endowment for Financial Education (NEFE) released a study about young people and financial literacy. They found that only 24% of young adults had good financial literacy. Clearly, there is a disconnect between what young adults think they know about their financial health, and what they actually do. Here’s a closer look at why is financial literacy important to students and young adults.

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Are You Financially Literate?
How to Build Financial Literacy?

Financial literacy empowers you to be in control of your financial well-being and build a secure future. The five principles of financial literacy enable you to use money wisely, make informed decisions about your finances, create budgets, manage debt and plan your financial future.

There are five principles of financial literacy: Earning Saving and investing Borrowing and managing your debt Spending and planning Protecting your assets

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